December 2025 - Motor Claim Expert

Surveyor reduced my claim amount, feeling

Surveyor Reduced My Claim Amount: Can You Dispute It? (2025 Guide)

Leave a Comment / Insurance / Raju Patvekar

Do you feel, Surveyor Reduced My Claim Amount Yes, you can dispute a surveyor’s assessment — but only if you have valid grounds and evidence. Common valid reasons to dispute: Depreciation applied despite Zero Dep cover Wrong depreciation rates used Parts marked as “pre-existing damage” incorrectly Labour charges unfairly reduced Genuine parts valued as local/aftermarket […]

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Policyholder carefully reviewing an insurance discharge voucher before signing the settlement

Insurance Discharge Voucher: Should You Sign It? (2025 Guide)

Leave a Comment / Insurance / Raju Patvekar

Discharge Voucher Signing Rules A discharge voucher is more than a payment receipt.Once signed, it usually closes your claim permanently and makes asking for more money very difficult. Before signing, always verify: The amount matches the surveyor’s assessment All deductions are explained in writing You’ve reviewed the full surveyor report No pressure or urgency tactics

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Motor insurance claim rejected in India – reasons and next steps explained

Insurance Claim Rejected? Real Reasons & What You Can Do Next?

Leave a Comment / Insurance / Raju Patvekar

You’ve just received the email. Or the letter. Maybe it was a phone call. Your motor insurance claim has been rejected. The shock hits first. Then the anger. Then the helplessness. You paid your premiums on time. You followed the process as you understood it. You submitted documents. And now, when you actually need the

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Motor Insurance Claim Process in India (Car & Bike): Step-by-Step Guide + Rejection Traps to Avoid

Leave a Comment / Insurance / Raju Patvekar

Getting into a road accident is stressful on its own. The situation becomes far worse when you discover that your motor insurance claim may be delayed, reduced, or even rejected due to a missed deadline, incomplete document, or a misunderstood policy condition. For many car and bike owners in India, the problem is not the

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FIR for Motor Insurance Claim in India: When Is It Mandatory? (2025 Complete Guide)

Leave a Comment / Insurance / Raju Patvekar

Confused about FIR for motor insurance claims? Learn when FIR is mandatory, when it’s optional, and how to avoid claim rejection in India. Picture this: You’re standing next to your damaged car after an accident, shaken but unhurt. Your friend says, “File an FIR immediately, or insurance won’t pay!” But is that really true for

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