Claim Rejections
Can a Motor Insurance Claim Be Rejected Without a Driver’s Statement?
A motor claim is not automatically rejected for a missing driver’s statement — it is the cooperation clause, and a…
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Articles
Step-by-step guides on filing, disputing, and understanding motor-insurance claims in India.
Claim Rejections
Surveyor Reduced My Claim Amount: Can You Dispute It (and How)?
A surveyor’s report is not final or binding — you can dispute a reduced motor claim on valid grounds. Which…
Claim Rejections
Insurance Discharge Voucher: Should You Sign It (and Your Rights If You Did)?
A discharge voucher is a full-and-final settlement — signing closes the claim. But the IRDAI bars insurers from withholding an…
Claim Rejections
Car Insurance Claim Rejected? The Reasons, and What to Do Next
A rejected motor claim is rarely the end. The common reasons a car insurance claim is rejected, how to tell…
Claim Process
Motor Insurance Claim Process in India (Car & Bike): Step-by-Step Guide + Rejection Traps to Avoid
Filing a motor insurance claim in India is not complicated — but it is unforgiving of mistakes, and a claim…
Vehicle Guides
Electric Vehicle Service History: EV Maintenance Records Explained (2025)
Planning to buy a used electric vehicle? Smart decision — but only if you check the Electric Vehicle Service History…
Claim Process
FIR for a Motor Insurance Claim: When Is It Mandatory (and When It Isn’t)?
When is an FIR mandatory for a motor insurance claim in India — and when isn’t it? A clear, situation-by-situation…
Policy & Coverage
Insuring an Older Car in India: How Claims, IDV and Cover Change With Age
How car insurance changes as your car ages in India: falling IDV, easier write-offs, zero-dep limits, and the comprehensive-vs-third-party decision…
Consumer Rights
Motor Accident Compensation in India: MACT Claim Process, Heads & Amounts
How motor accident compensation works in India — the three routes (no-fault ₹5 lakh, fault-based, and the ₹2 lakh hit-and-run…
Vehicle Guides
ADAS Recalibration in a Motor Insurance Claim: What Insurers Actually Pay
How ADAS recalibration is treated in a motor insurance claim in India: when it is payable, why it must be…
Policy & Coverage
New Car Owner in India? What Every First-Timer Should Know Before the First Claim
New to car insurance in India? Third-party vs comprehensive, the 3-year rule for new cars, NCB from year one, and…
Vehicle Guides
Alloy Wheel Damage Insurance Claim: What Is Covered and When to Claim
How an alloy wheel damage claim is assessed in India: impact damage vs kerb rash, repair vs replacement, the depreciation…