Consumer Rights
How to Take Your Insurer to Consumer Court — Filing a Complaint on e-Daakhil
A wrongly rejected motor claim is a deficiency in service you can challenge in a consumer commission. How to file…
Consumer Rights
Your rights after a motor accident — compensation, the Motor Accident Claims Tribunal (MACT) process, and where to turn for legal help when a claim becomes a dispute.
Start with the complete guide
Motor Accident Compensation in India: MACT Claim Process, Heads & Amounts
How motor accident compensation works in India — the three routes (no-fault ₹5 lakh, fault-based, and the ₹2 lakh hit-and-run scheme), how a Motor Accident Claims Tribunal calculates…
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Consumer Rights
The Insurer Won’t Pay Even After You Won? Enforcing an Ombudsman Award or Court Order
You won the dispute but the insurer won’t pay. How to enforce an Insurance Ombudsman award (Rule 17) and a…
Consumer Rights
Can an Insurer Add New Conditions at Claim Time? Your Policy Is the Contract
An insurer is bound by the policy it issued and cannot invent new conditions at claim time. The settled principle,…
Consumer Rights
How to Dispute a Motor Insurance Claim in India: The Escalation Ladder
A rejected or short-paid motor claim is rarely the end. The full escalation ladder in order — reply to the…
Consumer Rights
Consumer Court Complaint for a Rejected Car Insurance Claim (CPA 2019): Process, Limits & e-Daakhil
How to take a wrongly rejected car insurance claim to consumer court under the Consumer Protection Act 2019 — pecuniary…
Consumer Rights
How to Complain to IRDAI: The Bima Bharosa (IGMS) Process Step by Step
When your insurer stalls or rejects unfairly, IRDAI's Bima Bharosa portal (formerly IGMS) is the middle rung of the escalation…
Consumer Rights
Non-Standard Settlement: The 75% Rule When Your Claim Isn’t Fully Rejected
A breach of a policy condition doesn't always mean zero. Where the breach didn't cause the loss, Indian law points…
Consumer Rights
Insurer Delaying Your Motor Claim Beyond 30 Days? Your IRDAI Rights + Interest
A delayed motor claim is not a dead claim. IRDAI puts hard deadlines on every stage and makes the insurer…
Consumer Rights
How to Reply to a Claim Repudiation Letter (Free Template) — India
A repudiation letter is a position, not a verdict — and your reply is the most important document in the…
Consumer Rights
Insurance Ombudsman for Car Claims: How to File and Win (₹50 Lakh Limit)
There is a free, out-of-court forum that can order your insurer to pay — and most policyholders never use it.…
Knowledge is your best protection in a claim.
Browse our step-by-step guides and understand your rights before you act.