Claim Process
KYC for Motor Insurance & Claims (2023 Rules) Explained: What You Need and How It Affects a Claim
KYC has been mandatory for car and bike insurance since January 2023. What documents count, how to complete it, and…
Claim Process
Everything you need to handle a motor insurance claim from start to finish — how to intimate a claim, gather documents, work with the surveyor, and follow through to a fair settlement.
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Motor Insurance Claim Process in India (Car & Bike): Step-by-Step Guide + Rejection Traps to Avoid
Filing a motor insurance claim in India is not complicated — but it is unforgiving of mistakes, and a claim can lose value or…
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Claim Process
Stolen Car Recovered After the Insurance Claim Is Paid: What Happens (and the Buy-Back Option)
If your stolen car is found after the insurance claim is paid, who owns it? How recovery before vs after…
Claim Process
Car Theft Insurance Claim in India: The Complete Step-by-Step Process (FIR to IDV Settlement)
The complete step-by-step process to claim insurance for a stolen car in India — FIR, RTO Forms 28/29/30/35, the untraced…
Claim Process
FIR vs Panchnama for a Car Insurance Claim: Which Police Document Does Your Claim Need?
FIR, panchnama or surveyor survey — which does your car insurance claim actually need? A clear decision guide for own-damage,…
Claim Process
How to Fill a Motor Insurance Claim Form (Section by Section) — and the Entries That Get Claims Rejected
A section-by-section guide to filling a motor insurance claim form in India — what each field asks, the document it…
Claim Process
Documents Required for a Car Insurance Claim in India: Complete Checklist by Claim Type
The complete, scenario-by-scenario checklist of documents required for a car or bike insurance claim in India — accident, theft, total…
Claim Process
How Your Car Insurance Claim Amount Is Calculated: The Depreciation Grid
The gap between your repair estimate and your payout is mostly the depreciation grid — fixed rates on plastics and…
Claim Process
Cashless vs Reimbursement Car Claims: Which to Choose and When
Cashless or reimbursement? The route decides who fronts the cash and does the paperwork — not how much your claim…
Claim Process
How Surveyors Assess Car Damage: What Happens After You File
The survey is where your claim is really decided — and most owners have no idea what happens in it.…
Claim Process
Total Loss and Constructive Total Loss (CTL): The 75% Rule Explained
A total loss is the quietest way an insurer can underpay you. A claims professional with 21+ years explains the…
Claim Process
FIR for a Motor Insurance Claim: When Is It Mandatory (and When It Isn’t)?
When is an FIR mandatory for a motor insurance claim in India — and when isn’t it? A clear, situation-by-situation…
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